![](https://clsbluesky.law.columbia.edu/wp-content/uploads/sites/2/2015/02/david-min-headshot-2.png?w=200&h=223&crop=1)
The Future of the Federal Housing System
I want to make the argument that government-backed securitization—i.e., something approximating the core functions and parameters of the much-maligned government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac—is necessary and prudent for the future of housing finance reform. To do so, …