![](https://clsbluesky.law.columbia.edu/wp-content/uploads/sites/2/2013/01/dan_gallagher.jpg?w=185&h=231&crop=1)
Commissioner Gallagher’s Remarks on Building the Financial System of the 21st Century: An Agenda for Europe and the United States
Thank you, Hal [Scott], for that kind introduction. I apologize for not being able to address you in person. Back in 2013, I opened a speech to the American Academy in Berlin with a bit of German.[1] While I …